Is Combined Insurance Real?

Is Combined Insurance Real? Find out if Combined Insurance is real or not. Learn more about this insurance company and its offerings in this detailed blog post.

Is Combined Insurance Real?

Specialized Insurance Options:

One of the reasons why Combined Insurance stands out in the insurance market is its specialization in supplemental insurance. While traditional insurance policies cover only the basic expenses, supplemental insurance provides additional coverage for unexpected events, such as accidents or critical illnesses. Combined Insurance offers a wide range of specialized insurance options to meet the unique needs of individuals and families.

Whether you are looking for accident insurance to protect against medical expenses resulting from an unexpected injury, disability insurance to provide income replacement in case of disability, or critical illness insurance to cover the costs associated with a critical illness diagnosis, Combined Insurance has policies tailored to each of these specific needs.

Customer-Focused Approach:

Combined Insurance takes pride in its customer-focused approach. The company aims to provide personalized service and support to its policyholders. They understand that each individual's insurance needs are unique, and therefore, they offer tailored solutions for each customer.

The customer service representatives at Combined Insurance are trained to provide expert advice and assistance during the policy selection process. They help customers understand the various coverage options available and guide them in choosing the policy that best suits their needs and budget.

Claims Process:

Combined Insurance also excels in its claims process. They strive to make the claims process as quick and hassle-free as possible for their policyholders. In the event of a covered claim, policyholders can file a claim online or via phone, and the company aims to process claims within a reasonable time frame.

The claims team at Combined Insurance works diligently to ensure that policyholders receive the benefits they are entitled to. They understand the financial and emotional stress that can arise from an unexpected event, and they aim to provide timely assistance to help ease the burden.

Financial Stability:

When choosing an insurance provider, it's important to consider their financial stability. Combined Insurance is backed by Chubb, a global leader in the insurance industry with a strong financial foundation.

Chubb's financial strength provides reassurance that Combined Insurance has the resources necessary to fulfill its obligations to policyholders. This stability is crucial in ensuring that policyholders can rely on the coverage and benefits provided by Combined Insurance when they need it most.


Combined Insurance is a reputable and real insurance company that specializes in supplemental insurance coverage. With its customer-focused approach, specialized insurance options, efficient claims process, and financial stability, Combined Insurance has established itself as a reliable choice for individuals and families seeking additional coverage beyond traditional insurance policies.

Whether you are looking for accident, disability, life, health, or critical illness insurance, Combined Insurance has the expertise and solutions to meet your unique needs.

Frequently Asked Questions

1. Is Combined Insurance a legitimate company?

Yes, Combined Insurance is a legitimate insurance company. It has been in operation since 1922 and is currently a subsidiary of Chubb Limited, a global insurance company.

2. What types of insurance does Combined Insurance offer?

Combined Insurance offers a range of insurance products, including supplemental health, accident, disability, life, and critical illness insurance. They aim to provide coverage that complements existing insurance plans.

3. How can I file a claim with Combined Insurance?

To file a claim with Combined Insurance, you can visit their website or contact their customer service. They will guide you through the claims process, which typically involves filling out a claim form and providing any necessary documentation.

4. Does Combined Insurance offer coverage outside the United States?

Yes, Combined Insurance offers coverage in multiple countries around the world. They have a global presence and provide insurance solutions to customers in various international markets.

5. Can I customize my insurance coverage with Combined Insurance?

Yes, Combined Insurance offers customizable insurance coverage. Their products allow you to tailor your coverage to suit your specific needs, ensuring that you only pay for the insurance you require.